Split402

Demo

About

The problem it solves Split 402 transforms the painful experience of splitting expenses in groups by eliminating the friction that kills most shared payment attempts using the new X402 payment standard. Current Reality: - Friends avoid suggesting group activities because coordinating payments is a nightmare - Manually calculating splits from receipts is tedious and error-prone - International friends get excluded because traditional payment apps don't work across borders - People lose track of who owes what, leading to awkward conversations and damaged relationships - Group trips and dinners become stressful because of payment logistics **What Split 402 Enables:** - AI-Powered Smart Splitting: Just snap a photo of any receipt and AI instantly reads every item, calculates taxes and tips, and suggests fair splits. No more manual math or arguments over who ordered what. - Instant Settlement: Instead of IOUs and payment requests, everyone pays their share immediately through micro-transactions. No more chasing people or fronting money. - Effortless Communication: Web3 messaging means no phone numbers needed - just wallet addresses. Perfect for crypto-native groups, international friends, or when you want to keep payments separate from personal contacts. Intelligent Recognition: OCR automatically captures itemized details from receipts, while AI understands context - like splitting appetizers equally but keeping individual entrees separate. - Global Accessibility: Works anywhere crypto works. No more excluding friends because they're in different countries or don't have the same payment apps. Automatic Fairness: Smart splitting logic handles complex scenarios (different portions, tips, taxes) and settles everything instantly, eliminating the math errors and forgotten payments that create friction. - Privacy-First: Keep your payment history decentralized and your personal contacts separate from your expense sharing. **Perfect For:** - Crypto-native friend groups who prefer on-chain payments - International communities and remote teams - Group dinners where receipt splitting is complex - Regular expenses like shared subscriptions, group orders, or recurring bills - Anyone tired of manually calculating splits and chasing friends for money - Business trips and conferences with complex expense sharing Split 402 turns "we'll figure out payments later" into "snap, split, settled" - making group activities fun again instead of financial admin nightmares. The AI handles the tedious work while crypto handles the instant payments.

How it's made

Challenges we ran into XMTP V3 - Even after working with XMTP Before the new inbox centric approach was a little tedious to wrap my head around X402 Standard - Was a little difficult to integrate due to the recency of the technology